Welcome Gallagher Employees

Gallagher is offering Savvly, a Longevity Benefit designed to help employees thrive financially in their 80s, 90s, and beyond. Learn what it is, how it works, and why it could be a smart second layer to your retirement plan.

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Estimate Your Longevity Benefits

Find out how much you could receive at ages 80, 85, 90, and 95 with Savvly’s unique benefit.

Savvly Education

How are Longevity Benefits unique?

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How do Longevity Benefits work?

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What are Longevity Benefits?

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What do you get with Longevity Benefits?

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What is Savvly?

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Why do Longevity Benefits matter?

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FAQs

Is the Longevity Benefit insurance?
No, the Longevity Benefit isn’t insurance—it’s built on a low-cost S&P 500 index fund and distributes more proceeds to investors who live longer.
Is this a free benefit?
Yes! It’s a new longevity benefit offered for your financial well-being. (Check with your employer for details)
Can I add my own contributions?
Yes!
What if I leave my employer?
You keep your account, and you can continue funding it, but your company will stop paying into it.
Are there any medical requirements?
No medical exam or health history is required. Savvly is based purely on financial contributions and doesn’t take your health into account. However, Savvly is designed for those who expect a long retirement.
How is the Longevity Benefit taxed?
As a long-term investment gain after payout dates. You should consult with a tax advisor. Savvly does not provide tax advice.
What if I die before collecting the benefits?
Unlike some traditional pensions, your family or estate receives all, or the vast majority, of your deposits back. (Please refer to the disclosure for details.)
Is the Longevity benefit a traditional investment fund?
No, the Longevity benefit is not a traditional investment fund. It's a Longevity Benefit where your assets are invested in low cost S&P 500 ETFs, held and protected by a third-party custodian. Savvly Advisor LLC manages the process of new investors entering and exiting the fund.
How does Savvly protect my money?
Your money is safely invested in ETFs run by the largest asset managers in the world (Vanguard, Blackrock, Fidelity) and is securely held in a 3rd party custodian (US Bank). Savvly never directly manages the assets.