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General InformationThe Savvly Longevity Benefit is offered through Savvly Fund 3, a registered closed-end fund under the Investment Company Act of 1940.
It is designed to provide longevity-based financial benefits through a pooled investment structure.
The Savvly Longevity Benefit and Savvly Fund 3 are not insurance, not a guaranteed income product, and not FDIC insured. Participation involves investment risk, including the possible loss of principal. Payouts are contingent on market performance, participant longevity, and redemption activity, and are not guaranteed.
Savvly Advisor, LLC, a registered investment adviser under the Investment Advisers Act of 1940, serves as the investment adviser to Savvly Fund 3.
Availability Notice
The Savvly Longevity Benefit and Savvly Fund 3 are not currently available for purchase. They are expected to be available soon, subject to completion of required regulatory filings and approvals.
This material is provided for informational and educational purposes only and does not constitute an offer to sell or a solicitation to buy any security in any jurisdiction where such offer or solicitation would be unlawful.
ERISA Notice
If the Savvly Longevity Benefit is offered through an employer-sponsored retirement plan, participation will be subject to the terms of the applicable plan documents and applicable law, including ERISA. Eligibility, contributions, and benefits are determined in accordance with those plan documents. Nothing in this disclosure or other Savvly materials alters any rights or obligations under an employer’s plan.
Investment Risks
Investing in Savvly Fund 3 involves risks, including but not limited to:
- Market Risk: The value of investments will fluctuate with market conditions and may be worth more or less than the original amount invested.
- Sequence of Returns Risk: The timing of market gains or losses—particularly near payout age—can materially affect results.
- Longevity Risk: Longer-than-expected lifespans may reduce pooled benefits per participant; shorter-than-expected lifespans may also affect amounts received.
- Redemption Impact: Voluntary or early withdrawals by participants can affect overall fund performance and distribution amounts.
Past performance is not indicative of future results. There are no guarantees or assurances that any target returns will be achieved or that objectives will be met.
Illustrations, Examples, and Case Studies
Any illustrations, examples, or case studies provided in Savvly materials are hypothetical and intended to demonstrate possible scenarios—not predict or guarantee actual outcomes. They do not represent the performance of any individual investor, portfolio, or account.
Key Assumptions for Hypothetical Scenarios
When applicable, simulations and case studies may use the following assumptions:
- Mortality and longevity projections are based on the most recent Social Security Administration (SSA) life expectancy tables available at the time of simulation.
- A 3% annual early withdrawal rate before payout or death.
- In the event of death or early withdrawal, beneficiaries may receive 75% of the lesser of the initial investment or current market value, plus 1% for each full year the account was active.
- Case studies may assume long-term market performance of 8% annually under standard market conditions, without factoring in unexpected volatility, inflation, interest rate changes, or personal circumstances.
- All figures shown are net of fees, unless otherwise noted.
- Simulations are for illustrative purposes only and do not guarantee that similar results will be achieved.
Data Sources and Reliability
Values and performance figures used in Savvly illustrations and materials are derived from sources believed to be reliable. Performance numbers are calculated using data provided to Savvly Advisor, LLC, but may differ from actual custodial or brokerage statements. Investors should rely on official custodial records for actual account valuations.
Legal and Tax Matters
Savvly Advisor, LLC does not provide tax, legal, or accounting advice. Consult a qualified tax or legal professional regarding your specific situation.
Intellectual Property
Savvly™ and the Savvly™ logo are trademarks of Savvly Inc., incorporated in Delaware, and registered in the United States (registration pending/finalized).
