Financial Anxiety Is a Hidden Workplace Drain

Longer lives should be a gift—not a burden. But for today’s workforce, the stress of affording retirement is real.

64% of employees worry more about outliving their money than dying
Employees are living 20% longer than their grandparents.
Worries about late-life finances are rising each year
Solving this reduces stress, depression, and improves sleep—leading to better health outcomes.

As lifespans increase, most employees will outlive their grandparents by decades. But many aren’t financially prepared for that future—and it’s costing your business more than you think.

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Savvly: A Smarter Longevity Benefit for Your Team

Savvly helps employees prepare for later life with dignity—and flexibility. It’s a new kind of benefit that rewards long life with increasing cash payouts starting at age 80.

Real money for real needs: Whether it’s for family, health, travel, or peace of mind, employees get meaningful payouts—on their terms.

Low-cost, high-impact: With lower contributions than most retirement plans and optional employee deposits, you can offer a powerful financial safety net without breaking your budget.

Always accessible: Employees can withdraw their funds anytime, with no hidden restrictions or eligibility hoops to jump through.

Future-focused. Financially smart. Savvly gives your employees peace of mind—today and tomorrow.

Find out How

How does it work?

Savvly is a modern longevity hedge designed to deliver 3–4x more than traditional investing alone. By combining index-based market returns with the power of actuarial science, Savvly unlocks smarter, more efficient retirement payouts.

How it works:

Your contributions are invested in a market-tracking ETF. At predefined ages—starting at 80—you receive guaranteed payouts, no matter your health status.

Boosted returns:

If some participants don’t reach payout age, their unclaimed funds are redistributed to those who do—resulting in significantly higher returns for long-lived members.

No money lost:

If you withdraw early or pass away, most or all of your contributions are returned to you or your estate.

For example… How much could an employee get?

If she/he keeps receiving an employer deposit of $100/month until retirement at 65 and is now

If the S&P 500 grows at 6% per year

If the S&P 500 grows at 8% per year

If the S&P 500 grows at 10% per year

If the S&P 500 grows at 12% per year

$1.9M+

$5.4M+

$15M+

$39M+

$980K

$2.3M+

$5.6M+

$12M+

$440K+

$940k+

$1.8M+

$3.9M+

$280K+

$280k+

$500k+

$900k+

Note: the average long-term S&P 500 return has been 9%. The outcome shown above is an estimate of the sum of the four payouts at 80, 85, 90, and 95. The amount of these payouts is dependent on the return of the S&P 500 and the performance of the pension pool. Please see assumptions and disclosures at www.savvly.com/longevitybenefit

How does it work?

What Makes Savvly Different

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We created Savvly because the current options weren't cutting it. The Savvly Fund is efficiently designed to give you long-term financial security at a fraction of the cost of the alternatives.

Designed to help cover late-life expenses—when you may need it most.

Taxed as a long-term capital gain—so employees keep more of what they earn.

Open to all employees—no eligibility restrictions or discrimination testing.

If an employee withdraws or passes away early, most or all of their contribution is returned. 

Cash can be used for anything: covering emergency expenses, reducing plan loans, or adding flexibility to retirement.

Flexible contributions—employees can invest what they want, when they want. 

A retirement solution for your employees.

Savvly is a modern benefit that supports your workforce—today and tomorrow. Add it as a standalone option or supplement existing plans like Simple IRAs.

Boost retention with long-term financial security

A benefit employees will actually understand

Attract and retain talent with future-proof retirement planning

Fits seamlessly into any benefits program

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Empower Your Workforce with a Smart Longevity Benefit—Built for Retention and Engagement

Financial Anxiety Is a Hidden Workplace Drain

Savvly: A Smarter Longevity Benefit for Your Team

How does it work?

How it works:

Boosted returns:

No money lost:

For example… How much could an employee get?

What Makes Savvly Different

Designed to help cover late-life expenses—when you may need it most.

Taxed as a long-term capital gain—so employees keep more of what they earn.

Open to all employees—no eligibility restrictions or discrimination testing.

If an employee withdraws or passes away early, most or all of their contribution is returned.

Cash can be used for anything: covering emergency expenses, reducing plan loans, or adding flexibility to retirement.

Flexible contributions—employees can invest what they want, when they want.

A retirement solution for your employees.

Savvly for Employers is launching soon. Want early access or partnership details?

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