An Innovative New Benefit for Longevity

Designed for retention and engagement.
Partnered with
Founded by former

Financial Anxiety Is a Hidden Workplace Drain

Longer lives should be a gift, not a burden. the stress of outliving savings is real. Longevity benefits are the new frontier of employee wellness.
  • 64% of employees worry more about outliving their money than dying
  • Employees are living 20% longer than their grandparents.
  • Worries about late-life finances are rising each year
  • Solving this reduces stress, depression, and improves sleep, leading to better health outcomes.
As lifespans increase, most employees will outlive their grandparents by decades. But many aren’t financially prepared for that future, and it’s costing your business more than you think.

Savvly: Using technology and math to build the longevity benefit that workers love and need

Savvly helps employees prepare for later life with dignity and flexibility. It’s a new kind of benefit that rewards long life with increasing cash payouts starting at age 80.
Real money for real needs: Whether it’s for family, health, travel, or peace of mind, employees get meaningful payouts on their terms.
Low-cost, high-impact: With lower contributions than most long-term benefit plans and optional employee deposits, you can offer a powerful financial safety net without breaking your budget.
Always accessible: Employees can withdraw their funds at any time, with no hidden restrictions or eligibility requirements to meet.
Future-focused. Financially smart. Savvly gives your employees peace of mind today and tomorrow.

“Savvly’s pooled equity model introduces a fresh alternative to traditional retirement planning products, combining the growth potential of the market with structured late-life payouts.”

Rob Burgess
Technology Reporter, WealthManagement.com

“Savvly is taking a novel approach to longevity risk by pooling investments and distributing them later in life — a structure that could resonate with employers and retirees alike.”

Dinah Wisenberg Brin
Reporter, ThinkAdvisor

I think it really is an innovative and fun advancement.

David Blanchett
Managing Director, PGIM DC Solutions

An employee who feels more secure stays with you

Savvly is a modern longevity hedge designed to deliver 3–4x more value than traditional investing alone. By combining index-based market returns with the power of actuarial science, Savvly unlocks smarter, more efficient retirement payouts.

How the Savvly benefit protects:

A small percentage of an individual’s savings is invested in an actuarially managed market-tracking ETF. Then, every five years, starting at 80, they receive payouts. Payouts continue to 95 regardless of their health status.

For example… How much could an employee get?

If she/he keeps receiving an employer deposit of $100/month until they retire at 65 and is now
If the S&P 500 grows at 6% per year
If the S&P 500 grows at 8% per year
If the S&P 500 grows at 10% per year
If the S&P 500 grows at 12% per year
25
$1.9M+
$5.4M+
$15M+
$39M+
35
$980K
$2.3M+
$5.6M+
$12M+
45
$440K+
$940k+
$1.8M+
$3.9M+
55
$280K+
$280k+
$500k+
$900k+

Note: the average long-term S&P 500 return has been 9%. The outcome shown above is an estimate of the sum of the four payouts at 80, 85, 90, and 95. The amount of these payouts is dependent on the return of the S&P 500 and the performance of the pension pool. Please see assumptions and disclosures at https://www.savvly.com/terms-conditions

Bring Savvly to Your Workforce in Days, Not Months.

From HR platforms to small teams, Savvly fits right in—with no disruption to your current plan.

What Makes Savvly Different

We created Savvly because the current options weren't cutting it. The Savvly Fund is efficiently designed to give you long-term financial security at a fraction of the cost of the alternatives.

Attract & Retain Top Talent

Offer a high-value longevity benefit that can be worth hundreds of thousands—at a fraction of the cost. Stand out in a competitive talent market.

Compensate Smarter

Add long-term value for employees. Reduce pressure to raise salaries while still delivering meaningful rewards.

Strengthen Retirement Packages

Boost retirement outcomes by 20–30% when layered with a 401(k). More value, less contribution.

Boost Financial Wellness

Engage employees with optional education, financial tools, and real-world support. A benefit they’ll actually use—and thank you for.

Inclusive & Compliant by Design

Structured as a standalone ERISA plan. No eligibility restrictions. No discrimination testing. Just simple, inclusive protection.

Easy to Launch

No long-term contracts. Seamless integrations. We handle setup, onboarding, and employee communication—so HR doesn’t have to.

You get increased productivity and better retention

Savvly is a modern benefit that supports your workforce today and tomorrow. It is available to them as a standalone option or as an addition to existing plans, such as 401ks.

Be the star of HR. Learn how fast and easy it is to offer Savvly’s Longevity Benefit

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