Any assumptions made on this site are based on current information and may change. We do not assume responsibility for any risks or outcomes resulting from the use of this information.
These case studies are for illustrative purposes only, to help show possible performance for investors. These case studies are created based on various assumptions, and there is no guarantee that these same results will be achieved by investors. The use of hypothetical returns naturally entails inherent risks and limitations. These returns do not represent the performance of any particular investor, account, or portfolio.
No representation is being made that any investor will, or is likely, to achieve gains or losses similar to those presented. Please consider these and other factors carefully and do not place undue reliance on hypothetical information.
These case studies are based on the following assumptions:
Case studies assume a 3% early withdrawal rate before payout or death. In case of death or early withdrawal, beneficiaries receive 75% plus 1% for each year the clients remain in the fund, of the lesser of their initial investment or the current market value of that investment.
In addition to standard investment risks, the actual payouts received by clients may be impacted by sequence of returns risk and the volatility experienced within the sequence of returns. Sequence of returns risk is the risk that comes from the order in which investment returns occur.
Significant market declines near payout age may reduce that amount received unless a client chooses to extend their investment over a longer duration. In addition to investment risks, the long-term total return of the Savvly is impacted by actual redemption rates (either voluntary or upon death) of Savvly investors. Total returns may decline if mortality rates or voluntary redemptions decline and may increase if mortality rates or voluntary redemptions increase.
To the extent investors live longer than predicted by the mortality table, the return provided by the longevity reallocation mechanism will be reduced. No assurance can be given that the mortality experience of Savvly will conform to that reflected in the Actuarial Life Table.