Because retirement isn’t a finish line—it’s the start of a longer journey.
We’re all living longer. That’s a good thing. But it also means our financial plans need to stretch further than ever before. Most retirement systems were designed for shorter lifespans. Today, people are routinely living into their 90s, but many retirement accounts aren’t built to last that long. That’s where Longevity Benefits come in.
Longevity is no longer a luxury, it’s the norm. And our benefits need to evolve to match that.
Longevity Benefits are a new kind of financial support that begins where most plans stop: at age 80 and beyond. Offered by forward-thinking employers, programs like Savvly help you grow savings today, and receive structured cash payouts later in life, when traditional benefits are long gone.
✅ They protect the years after retirement, not just the early ones
✅ They offer peace of mind now, knowing you’re covered later
✅ They help you plan better, spend with confidence, and live life fully
Think of it as your “retirement backup plan.”
Savvly’s longevity benefit:
It’s not insurance. It’s not a pension. It’s a smart, secondary layer that supports the second half of your life.
You worked hard to earn your retirement. Longevity Benefits help make sure it actually lasts.
Ask your HR team if Savvly is available to you—or visit savvly.com to explore more.
Assumptions and Risk Disclosure
The information on this page is provided for educational purposes only and is not intended as investment, legal, or tax advice. It is designed solely to illustrate how longevity-linked investment benefits may work under certain assumptions. Actual results will vary. All illustrations, examples, and case studies are hypothetical and are intended to demonstrate potential scenarios — not to predict or guarantee actual outcomes. They do not represent the performance of any individual investor, portfolio, or account.
Key Assumptions Used in the Illustrations
Life expectancy and mortality projections are based on the most recent Social Security Administration (SSA) tables available at the time of simulation.
In the event of death or early withdrawal, hypothetical scenarios assume that investors who exit early, or their estate in the event of death, may receive 75% of the lesser of the initial investment or current market value, plus 1% for each full year the account was active.Case studies assume standardized market growth of 8% annually and do not incorporate unexpected market volatility, inflation, changes in interest rates, or changes in an investor's personal circumstances.
Simulations may assume a 3% annual early withdrawal rate prior to payout or death. All figures shown are net of fees. No forecast, projection, or hypothetical return should be relied upon as a promise or representation of future performance.
Past performance is not indicative of future results. The 8% annual market growth rate used in illustrations is a standardized assumption for modeling purposes only and does not represent the historical or expected performance of any specific investment. Note that early or voluntary withdrawals by other participants can affect fund performance and the size of distributions, and that a higher-than-expected number of participants reaching payout milestones may reduce the per-participant benefit received.Savvly's Longevity Benefit is not a bank product, not FDIC insured, not insured by any federal government agency, not a guaranteed or insured investment, and not insurance. Investment values may decline.
Savvly's Longevity Benefit may not be suitable for all investors. Eligibility to invest is subject to qualification requirements and not all investors will be eligible. Investors should carefully consider their investment objectives, risk tolerance, time horizon, and financial situation before investing. See savvly.com/disclosures for current eligibility criteria, fees, risks, withdrawal terms, and fund assumptions.
This content is published by Savvly, Inc. Savvly has a financial interest in the products described and this content should not be interpreted as independent financial research or analysis. Investors should carefully evaluate their own circumstances and consult a qualified financial professional before making any investment decision.