Because retirement isn’t a finish line—it’s the start of a longer journey.
We’re all living longer. That’s a good thing. But it also means our financial plans need to stretch further than ever before. Most retirement systems were designed for shorter lifespans. Today, people are routinely living into their 90s, but many retirement accounts aren’t built to last that long. That’s where Longevity Benefits come in.
Longevity is no longer a luxury, it’s the norm. And our benefits need to evolve to match that.
Longevity Benefits are a new kind of financial support that begins where most plans stop: at age 80 and beyond. Offered by forward-thinking employers, programs like Savvly help you grow savings today, and receive structured cash payouts later in life, when traditional benefits are long gone.
✅ They protect the years after retirement, not just the early ones
✅ They offer peace of mind now, knowing you’re covered later
✅ They help you plan better, spend with confidence, and live life fully
Think of it as your “retirement backup plan.”
Savvly’s longevity benefit:
It’s not insurance. It’s not a pension. It’s a smart, secondary layer that supports the second half of your life.
You worked hard to earn your retirement. Longevity Benefits help make sure it actually lasts.
Ask your HR team if Savvly is available to you—or visit savvly.com to explore more.
Assumptions and Risk Disclosure
The information on this page is provided for educational purposes only and is not intended as investment, legal, or tax advice. It is designed solely to illustrate how longevity-based investment benefits may work under certain assumptions. Actual results will vary.
All illustrations, examples, and case studies are hypothetical and are intended to demonstrate potential scenarios—not to predict or guarantee actual outcomes. They do not represent the performance of any individual investor, portfolio, or account.
Key Assumptions Used in the Illustrations
- Life expectancy and mortality projections are based on the most recent Social Security Administration (SSA) tables available at the time of simulation.
- In the event of death or early withdrawal, hypothetical scenarios assume that beneficiaries may receive 75% of the lesser of the initial investment or current market value, plus 1% for each full year the account was active.
- Case studies assume standardized market growth of 8% annually and do not incorporate unexpected market volatility, inflation, changes in interest rates, or changes in an investor’s personal circumstances.
- Simulations may assume a 3% annual early withdrawal rate prior to payout or death.
- All figures shown are net of fees.
Risks to Consider
- Market Risk: Investment values will fluctuate and may be worth more or less than the amount invested. There are no guaranteed returns.
- Sequence of Returns Risk: The order and timing of market gains or losses—particularly near the payout phase—can materially affect results.
- Longevity Risk: Living longer than projected may reduce the pooled benefit per participant; shorter-than-expected lifespans may affect the amount received.
- Redemption Impact: Early or voluntary withdrawals by other participants can impact overall fund performance and distribution outcomes.
No forecast, projection, or hypothetical return should be relied upon as a promise or representation of future performance. Investors should carefully evaluate their own circumstances and consult a qualified financial professional before making any investment decision.