Savvly doesn’t replace your retirement plan, it completes it.
You probably already contribute to a 401(k) or other retirement account through your job. Some may even have a pension or have heard of annuities. So when someone introduces a “longevity benefit,” your first question might be: “How is this different from what I already have?”
Here’s the key: Savvly is not a replacement. It’s a complementary layer designed to pick up where other benefits leave off.
Your 401(k) or IRA is built to help you from retirement age (around 65) through the next 10–15 years (for most os us). But what happens if you live to 90—or 100? Many people today do. That’s the gap. And that’s where Longevity Benefits step in.
Savvly is a secondary layer of retirement income that activates when other plans begin to run low. With payouts starting at age 80, and continuing every five years (85, 90, 95), Savvly gives you structured support later in life, without needing to change your existing plans.
Savvly is:
It’s about boosting your outcome, not starting from scratch.
Your 401(k) helps get you to 80. Savvly helps you from 80 to 100. Together, they create a stronger, longer-lasting retirement picture—one that supports you through all stages of life.
Ask your HR rep if Savvly is offered where you work or visit savvly.com to learn more.
Assumptions and Risk Disclosure
The information on this page is provided for educational purposes only and is not intended as investment, legal, or tax advice. It is designed solely to illustrate how longevity-linked investment benefits may work under certain assumptions. Actual results will vary. All illustrations, examples, and case studies are hypothetical and are intended to demonstrate potential scenarios — not to predict or guarantee actual outcomes. They do not represent the performance of any individual investor, portfolio, or account.
Key Assumptions Used in the Illustrations
Life expectancy and mortality projections are based on the most recent Social Security Administration (SSA) tables available at the time of simulation.
In the event of death or early withdrawal, hypothetical scenarios assume that investors who exit early, or their estate in the event of death, may receive 75% of the lesser of the initial investment or current market value, plus 1% for each full year the account was active.Case studies assume standardized market growth of 8% annually and do not incorporate unexpected market volatility, inflation, changes in interest rates, or changes in an investor's personal circumstances.
Simulations may assume a 3% annual early withdrawal rate prior to payout or death. All figures shown are net of fees. No forecast, projection, or hypothetical return should be relied upon as a promise or representation of future performance.
Past performance is not indicative of future results. The 8% annual market growth rate used in illustrations is a standardized assumption for modeling purposes only and does not represent the historical or expected performance of any specific investment. Note that early or voluntary withdrawals by other participants can affect fund performance and the size of distributions, and that a higher-than-expected number of participants reaching payout milestones may reduce the per-participant benefit received.Savvly's Longevity Benefit is not a bank product, not FDIC insured, not insured by any federal government agency, not a guaranteed or insured investment, and not insurance. Investment values may decline.
Savvly's Longevity Benefit may not be suitable for all investors. Eligibility to invest is subject to qualification requirements and not all investors will be eligible. Investors should carefully consider their investment objectives, risk tolerance, time horizon, and financial situation before investing. See savvly.com/disclosures for current eligibility criteria, fees, risks, withdrawal terms, and fund assumptions.
This content is published by Savvly, Inc. Savvly has a financial interest in the products described and this content should not be interpreted as independent financial research or analysis. Investors should carefully evaluate their own circumstances and consult a qualified financial professional before making any investment decision.