Your future deserves more than a retirement plan, it deserves backup.
Retirement isn’t the end of the road. For many of us, it’s just the beginning of a longer, more active life. But here’s the challenge: most retirement plans only help for the first 10–15 years. So what happens if you live into your 90s? That’s where Longevity Benefits come in; designed to support the second half of your retirement.
These milestone payouts can help cover rising medical costs, long-term care, or simply give you peace of mind. The longer you live, the more you receive.
Your contributions are pooled and invested in a diversified fund that tracks the S&P 500. That means your money can grow over time, not just sits in an account.
If life takes an unexpected turn, your money doesn’t disappear. All or most of the contributions return to your family or estate.
Because Savvly pools contributions across members, it can deliver 3–4x more value than investing alone, especially for those who live long lives.
Your employer contributes a fixed amount each month. Check with HR to see if you employer monthly contributions is available to you.
Savvly is about more than money. It’s about feeling secure, knowing that if you live longer than expected, you’re not financially alone.
Assumptions and Risk Disclosure
The information on this page is provided for educational purposes only and is not intended as investment, legal, or tax advice. It is designed solely to illustrate how longevity-linked investment benefits may work under certain assumptions. Actual results will vary. All illustrations, examples, and case studies are hypothetical and are intended to demonstrate potential scenarios — not to predict or guarantee actual outcomes. They do not represent the performance of any individual investor, portfolio, or account.
Key Assumptions Used in the Illustrations
Life expectancy and mortality projections are based on the most recent Social Security Administration (SSA) tables available at the time of simulation.
In the event of death or early withdrawal, hypothetical scenarios assume that investors who exit early, or their estate in the event of death, may receive 75% of the lesser of the initial investment or current market value, plus 1% for each full year the account was active.Case studies assume standardized market growth of 8% annually and do not incorporate unexpected market volatility, inflation, changes in interest rates, or changes in an investor's personal circumstances.
Simulations may assume a 3% annual early withdrawal rate prior to payout or death. All figures shown are net of fees. No forecast, projection, or hypothetical return should be relied upon as a promise or representation of future performance.
Past performance is not indicative of future results. The 8% annual market growth rate used in illustrations is a standardized assumption for modeling purposes only and does not represent the historical or expected performance of any specific investment. Note that early or voluntary withdrawals by other participants can affect fund performance and the size of distributions, and that a higher-than-expected number of participants reaching payout milestones may reduce the per-participant benefit received.Savvly's Longevity Benefit is not a bank product, not FDIC insured, not insured by any federal government agency, not a guaranteed or insured investment, and not insurance. Investment values may decline.
Savvly's Longevity Benefit may not be suitable for all investors. Eligibility to invest is subject to qualification requirements and not all investors will be eligible. Investors should carefully consider their investment objectives, risk tolerance, time horizon, and financial situation before investing. See savvly.com/disclosures for current eligibility criteria, fees, risks, withdrawal terms, and fund assumptions.
This content is published by Savvly, Inc. Savvly has a financial interest in the products described and this content should not be interpreted as independent financial research or analysis. Investors should carefully evaluate their own circumstances and consult a qualified financial professional before making any investment decision.