You wear the ring. You know your recovery score and HRV. You're already doing the work to potentially live longer. Savvly is designed as the financial layer that may help make the longer life more affordable.
jump in smart ring shipments in 2025 — health optimization has moved mainstream, yet most health-optimizers have no financial layer for the longer life they're building
Source: IDC via Bloomberg, January 2026
of Americans now believe it is likely they will live to 100 — a 35-year retirement window most financial plans were not designed to cover
Source: Northwestern Mutual 2026 Planning & Progress Study
is where Savvly's potential payouts may begin — precisely the ages health-optimized longevity planners may be actively building toward
Source: Savvly Fund 3 structure — potential payouts at ages 80, 85, 90, 95
Three things a health tracker may not provide — but a longevity financial plan may help address.
Contributions may go into a low-cost S&P 500 index fund managed by Vanguard and Fidelity. Potential market returns today, possible longevity payouts at 80, 85, 90, and 95.
When participants exit early, their unused share may flow to those who stay — not to an insurer. The longer you may stay, the more you may receive. Designed for those building toward a long life.
Savvly is designed to work alongside your 401(k), IRA, and everything else you've built. A specific layer for the decades after 80 — not a replacement for your existing plan.
Savvly is an SEC-registered investment fund — transparent mechanism, S&P 500 exposure, no health screening. Structurally different from other products.
| Feature | Traditional annuity | Savvly |
|---|---|---|
| Health screening | Often required | None required |
| S&P 500 exposure | Typically no | Yes — index fund |
| Can exit if needed | May carry penalties | Fair Exit available |
| Minimum contribution | Typically high | From $10/month |
| LTCG tax treatment | Ordinary income | Yes (current tax law) |
Join the waitlist for Savvly's beta — built specifically for people already investing in their health who may want a financial layer to match.
No health screening · No partnership with Oura or Whoop · From $10/month
We'll reach out with early access details for Savvly's beta program. Keep an eye on your inbox — we'll be in touch soon.
Savvly's Longevity Benefit is based on Savvly Fund 3, a registered closed-end fund. It is not insurance, not a guaranteed product, and not FDIC insured. Investing involves risk, including the possible loss of principal. Payouts depend on market performance, participant longevity, and redemption activity and are not guaranteed. This material is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. Savvly Advisor, LLC does not provide individualized tax, legal, or accounting advice. Please consult a qualified professional where such advice is necessary or appropriate. Hypothetical examples are for illustrative purposes only. Individual outcomes will vary. See full assumptions and disclosures at savvly.com/disclosure.