You’ve Spent Your Career Supporting Students — Now It’s Time to Support Your Future

Savvly helps higher education employees build long-term financial security with late-life payouts starting at age 80 — even if you’re behind on saving.

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Today’s Workforce Needs a New Kind of Benefit

Social Security is falling short. Traditional pensions have disappeared. And most retirement plans weren’t built for employees living well into their 90s. The result? More financial stress, more risk of outliving savings, and greater pressure on employers to fill the gap.
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More Than Half of Higher Ed Workers Feel Unprepared

Most faculty and staff worry their savings won’t last beyond 80 — and many have never received pension support.
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People Are Living Longer Than Ever

A 60-year-old today has a 50% chance of living into their 90s. But most 403(b) accounts run dry well before that.
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Late-Starters Are Left Behind

If you didn’t start saving in your 20s, you’re not alone — but the traditional system doesn’t give you many options.
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The Savvly Solution

Savvly turns your longevity into a financial advantage.

You (or your employer) contribute a small monthly amount. That money grows with the market and pays you real cash when you hit 80, 85, 90, and beyond.

Savvly helps your employees:

Longevity payouts (e.g., starting at age 80, 85, etc.)
Designed to supplement, not replace, 401(k)s or pensions
Helps mitigate “longevity risk”, the risk of outliving your money

For employers, it’s:

Low cost and flexible to fund (starting at $10/month)
Available to everyone — no discrimination testing
Easily integrates with your current benefits stack
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Why Choose Savvly

Savvly bridges the gap—offering security in later life through a benefit your employers can provide

Get Paid for Living Longer

Receive real cash payouts at 80, 85, 90, and 95 — the years when savings often run out.

Your Money, Your Rules

Use your Savvly payout however you want — from healthcare to housing or just peace of mind.

Stay Flexible

If you ever need to withdraw your funds early, you can — your money is never locked away.

No Exams. No Red Tape.

Everyone qualifies. No health questions, no underwriting, no gotchas.

Affordable, Even if You’re Late to Start

Even $100/month can turn into tens or hundreds of thousands by retirement.

Grows with the Market

Your savings grow over time, and if others leave early, you may benefit from bonus redistribution.

Start building your resilient future today — it’s never too late.

Savvly helps higher education employees build long-term financial security with late-life payouts starting at age 80 — even if you’re behind on saving.

How It Works

Check with Your HR Representative

Ask your HR representative if your company offers Savvly Longevity Benefits. If they do, you’re eligible to enroll and start planning for a longer, more secure future.

Set Up Your Account & Contributions

Open your Savvly account and choose a monthly contribution that works for you. Your employer may match your contributions or provide a fixed monthly benefit—be sure to ask about their support.

Let Your Savings Grow Over Time

Your contributions are pooled with others and invested in a diversified, low-cost fund that tracks broad market indices like the S&P 500. The longer you stay in, the more it can grow.

Get Rewarded for Living Longer

Starting at age 80, Savvly pays out directly to you at key life milestones—ages 80, 85, 90, and 95. These payouts can be 3–4x more than what you might earn investing alone. And if life takes another path? Your funds are returned to you or your family.

For example… How much could you get?

If she/he keeps receiving an employer deposit of $100/month until they retire at 65 and is now
If the S&P 500 grows at 6% per year
If the S&P 500 grows at 8% per year
If the S&P 500 grows at 10% per year
If the S&P 500 grows at 12% per year
25
$1.9M+
$5.4M+
$15M+
$39M+
35
$980K
$2.3M+
$5.6M+
$12M+
45
$440K+
$940k+
$1.8M+
$3.9M+
55
$280K+
$280k+
$500k+
$900k+

Note: the average long-term S&P 500 return has been 9%. The outcome shown above is an estimate of the sum of the four payouts at 80, 85, 90, and 95. The amount of these payouts is dependent on the return of the S&P 500 and the performance of the pension pool. Please see assumptions and disclosures at https://www.savvly.com/terms-conditions

Estimate your Longevity Benefits

Savvly in the News

Savvly is changing the conversation around long-term financial security—and people are talking.

A novel benefit solution for your employees

Savvly is a modern benefit that supports your workforce—today and tomorrow. Add it as a standalone option or supplement existing plans like 401ks.

Be the star of HR. Learn how fast and easy it is to offer Savvly’s Longevity Benefit

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