Fund their launchpad.
Fund your future.
Most parents set up a 529 for their kids and call it done. But who may fund the decades after 80 — when traditional retirement plans often face the greatest pressure? Savvly may help build both plans in parallel.
No health screening · No commitment · From $10/month
held in 529 plans — a record high, yet most parents have no equivalent plan for their own later decades
Investment Company Institute / Empower, mid-2025
of Americans believe it is somewhat or very likely they will outlive their savings
Northwestern Mutual 2026 Planning & Progress Study
is where Savvly's potential payouts may begin — where most retirement plans face the greatest drawdown pressure
Savvly Fund 3 structure
A new layer built for longer lives
Savvly is designed to complement your 401(k) and IRA — not replace them. A specific layer for the decades after 80.
Contribute monthly from $10
Contributions pool into a low-cost S&P 500 index fund managed by Vanguard and Fidelity. Assets held at US Bank. Same discipline as a 529 — pointed at your future.
The longevity reallocation layer
When participants exit early, their unused share may flow to those who stay — not to an insurer. This is what makes Savvly structurally different from annuities.
Potential cash at ages 80, 85, 90, and 95
Four milestone ages, each with a potential cash payout. The longer you may stay in the pool, the more you may receive.
Fair Exit available anytime
A portion of your contributed capital may be returned if you exit. No penalty traps — a long-term plan that respects real life.
One strategy, running in parallel.
The 529 may help build their future; Savvly may help build yours. Both may run simultaneously on one monthly budget.
You're on the list.
We'll reach out with early access details for Savvly's beta program. Keep an eye on your inbox.
* Hypothetical illustration. Not predictive of future results. Payouts depend on market performance, participant longevity, and redemption activity. Individual outcomes will vary. Calculator assumes 6% annual 529 growth / 8% S&P 500 market return / SSA 2024 Mortality Tables / 3% annual early withdrawal rate. Figures are net of fees unless noted. Savvly's Longevity Benefit is based on Savvly Fund 3, a registered closed-end fund. It is not insurance, not a guaranteed product, and not FDIC insured. Investing involves risk, including the possible loss of principal. Please see website for disclosures, assumptions, and risks: savvly.com/disclosure.